ESTATE PLANNING TIP CORNER
This month’s tip brought to you by Peggy Jane Fisher, RICP®, CFP®
In a declining market, you can sell employer stock held in a 401(k) at today’s cost and repurchase it to reset the cost basis. Thus, setting yourself up in retirement to take advantage of Net Unrealized Appreciation (NUA). There is no 30-day wash rule in an employer 401(k).